Stripe Tour Debuts in China With AI-Era Commerce and Global Growth Products

The Shanghai event examined how AI is reshaping commerce and how a new generation of Chinese companies is moving from "going global" to being "born global." Stripe said these companies design products, pricing systems and operating models around global customers from the start, rather than treating international expansion as a later stage after domestic success. That approach requires support for local payment methods, multi-currency billing, risk and compliance management, and cross-border money movement, Stripe said, while building those capabilities market by market can slow growth.

Stripe said its Greater China users' cross-border total payment volume grew about 48% from 2024 to 2025, and the number of new AI companies onboarded during the same period rose 78%. The company cited MiniMax, which integrated Stripe with two engineers in two weeks and began commercializing in more than 100 countries. It also cited Dianjiang Technology, which embedded global payment capabilities into its platform and enabled 500,000 merchants to serve consumers in more than 180 markets.

Liu Sicheng, Stripe's head of enterprise sales for Greater China, said: "We see a new generation of Chinese companies designing products around global customers from the start. They need payment, pricing, fraud prevention and financial operations capabilities that work across markets without building underlying infrastructure country by country. Stripe provides universal infrastructure and helps these companies translate global market demand into efficient and stable global commercial growth."

At the event, Stripe introduced Checkout Studio, a one-stop platform for businesses to build and optimize checkout experiences, including adaptive checkout for chat interfaces and emerging agent interactions. It also launched Stripe Managed Payments, or SMP, which allows businesses providing digital services to sell in 195 markets while Stripe handles localized payments, tax, fraud, dispute handling and customer service. Adaptive Pricing, another new feature, lets consumers pay in their local currency and uses local routing to improve payment performance.

For agentic commerce, Stripe announced features intended to help businesses sell through AI interfaces while retaining merchant identity. It also introduced the Machine Payments Protocol, an open protocol that lets developers charge agents for content, APIs and other services. Stripe Billing now supports token consumption-based billing, and new Metronome features are designed to help businesses track usage in real time, implement flexible pricing and manage costs.

For cross-market money movement and risk management, Stripe said businesses in Hong Kong, Singapore, the United States and the United Kingdom can settle revenue in up to 18 currencies, exchange eligible balances directly on Stripe and withdraw funds to bank accounts denominated in local currency. Stripe Terminal is now in public beta in Hong Kong, integrating online and offline payments. New Stripe Radar features are intended to prevent multi-account abuse, free trial abuse, usage-based billing abuse and token theft, with protection extended to all payment methods Stripe supports and API-based risk scores for eligible non-Stripe transactions. Smart Disputes helps businesses prepare stronger dispute evidence.

Sarita Singh, Stripe's head of Greater China, Southeast Asia and Korea and managing director, said: "AI changes not only the speed at which companies build products, but the profound transformation we are witnessing. On Stripe's platform, payment volume from Chinese AI companies is growing faster than the average for global AI companies. For Chinese outbound companies that are 'born global,' Stripe can provide pricing, risk management and financial infrastructure services, helping them turn global visions into efficient and stable commercial growth."

Stripe provides programmable financial services to more than 10 million businesses worldwide, according to the company. It is headquartered in San Francisco and Dublin and processes more than $1.9 trillion in payments annually, equivalent to 1.6% of global GDP. Its users include almost all leading AI companies, 90% of Dow Jones Industrial Average companies and 88% of companies on the Forbes AI 50 list. Stripe said it continues to invest in research and development, particularly in AI and blockchain, to accelerate the adoption of frontier technology in the global economy.